Our homes are our assets and an indispensable part of all of our lives. It takes a lot of hard work, time and sweat for an individual to own a house and further make it a 'home'. We always save those extra bucks and cut short our daily expenses just because we wish to buy the best utility products for our homes and family, don't we?
Every modern house today comprises basic electric appliances like a television set, an air-conditioner, a washing machine and a music system. We spend our hard-earned money on buying these products but forget one little thing: taking care of them and protecting them from wear and tear.
This aspect often goes neglected but rather should be considered as unavoidable. Don't parents get their children vaccinated after they're born so that they're protected from diseases? It's the same with electrical appliances you buy!
Here is what experts have to say, tips, tricks and so much more.
They vary from basic electrical home appliances like a TV set, a cooler, an AC to ones such as dish washers, dryers, vacuum cleaners and so on.
But do we know what kind of wear and tear these products are prone to? Are we even aware as to how we should keep these products safe and secure so that they last longer and work efficiently?
Let's see what the experts have to say about the below-mentioned home appliances and what should be done to keep them safe!
What are you doing wrong?
Packing the freezer to the brim
Filling up your freezer to the full of with food is not a good idea. It can block your freezer vents, causing your refrigerator motor and condenser to work harder leading them to burn out.
Not replacing water filters
Water filters prevent mineral deposition from contaminating your water and thus need to be replaced regularly. If you don't, you could get clogs, leaks, and unsafe water.
Not cleaning the condenser
The condenser coils of your refrigerator probably aren't the first spot in your house you can think of cleaning. That said, they need to be a part of your cleaning routine, period.
Maintain your refrigerator yearly - this will allow your compressor to work better and make the entire appliance last longer which in turn will save your money. Get it insured to protect yourself from damage to any part of the appliance.
- An expert from Delhi
What are you doing wrong?
Not using a surge protector
Lightning strikes and other power surges can overload your TV's circuit, causing problems like ruined temperature controls, motherboards, and outlets. Consider installing an entire house power surge protection system rather than relying just on power strips.
Our reader surveys have shown time and again that extended warranties are not a good deal for most consumers. Many products are reliable and don't malfunction during the period covered, and the plans cost as much as you'd pay for a repair which might never be required. Instead one should always go for insurance over extended warranties and guarantees.
- An expert from Bengaluru
What are you doing wrong?
Not cleaning or replacing filters
Filters help in keeping your air conditioning unit work efficiently. Not replacing them monthly can cause your HVAC (Heating, ventilation, and air conditioning) to struggle and wear out unnecessarily.
Not cleaning units
Your air conditioner and furnace collects dust, hair, and debris, that can seriously interfere with the performance. Remember to clean your units after every season to maintain your air conditioner and furnace at an optimum.
An important thing to keep in mind is that, even with an extended warranty, you may not be covered for the issue you encounter, and the technicians often leave the customer dissatisfied. Insurance, on the other hand, is much better and handy. Customers should always prefer it over an extended warranty.
- An expert from Kolkata
Most people do not consider buying a home insurance policy while buying a house. Most of them consider home insurance an unnecessary and additional expense. Contrary to popular belief, there are multiple benefits of getting your home insured despite being overlooked.
Insurance provides another intangible aspect: Peace of mind.
I sell life insurance for a living and I have got a home insurance cover. This is what it covers:
A fire starts in the kitchen and burns the window curtains? Covered.
Basement floods and ruins my computer system? Covered.
A burglar breaks into my bedroom and steals our valuables? Covered.
A guest trips over my living room rug and twists an ankle? Medical expenses? Covered.
- An expert from Pune
I am sure at this point, you would've understood the importance of insurance and why it is not just only for your life but also for your assets, valuables, and family.
Are you still confused as to which insurance to go for? Don't worry, we have done that for you, with our extensive research and keeping all the critical aspects in mind. This is what we've got.
Protect your electrical appliances today with the home insurance provided by Reliance General Insurance.
If you haven't already got insurances for your valuables, today is the day! Reach out to Reliance General's Home Insurance and protect your house contents.
You can reach out to me at firstname.lastname@example.org
Till then, stay tuned!