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IN Lifestyle ON 14 Dec, 2015
Money, money, money!
You can never have enough of it. You want to keep on buying stuff you like or don't, to impress yourself or the people you don't like.
But, then there's a lot of stuff that you want. You cannot possibly go on spending all the money on it. You have to save it for future needs or something.
Saving Money, the most difficult thing ever, especially when there's something you really wanna buy.
So, here, to keep up your resolution, we give you ways to save money.
Yes, you can take a digital piggy bank, which tells you exactly how much money you are saving. Now, you don't have to keep on adding all the coins that you save, which used to take a lot of effort.
Sometimes in a haste, people tend to leave for places that are expensive, for fun or something. At that time, they don't realise that all the money spent here is not coming back. So, let your wallet assist you in your plans.
People have a round-off idea about how much money they would use in a week depending on the things they do. So, take exactly that much money, this way you never spend extra. But, hey. You can have cheat days in a month or so.
It would be amazing if you would use cash over card every time. It's a basic psychology and you tend to spend less when using cash rather than a card.
You should get three accounts. One in which you keep the money you wish to save, one for spending and one for bills. It is a more sorted and neat way to do stuff.
Girls, this will totally work for you. You can buy a piggy bank that is so cute that your heart melts and you give it all the money.
Pact app is an app where you can earn actual money for trying healthy stuff, like working out. Now, tell me that isn't great?
You should get an amortization schedule for any loans you have. This is a really helpful trick that you can use.
I'm not talking about a car, this is about your budget. You should test drive any lifestyle changes that an expensive thing will necessarily cause. This will also tell you whether the new product is for your loss or not.
You can also choose one note, maybe 5, 10, 20 or something and save them for a month, without ever spending it. It's just a cool trick that is helpful too.